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In the case Study this week - Ciara Mc Grath and Voldamars Svickis on how Crosscare used the right to source social welfare personal files to appeal the refusal of unemployment benefit payments.The series is presented by journalist Mary Minihan and produced by Aileen O'Meara. Many cases of corruption and abuse of children, disables and elderly people that we know about have been exposed by people who have spoken up.Strutt & Parker: 020 7225 3866With the market in the doldrums, sales more than 90 per cent down on last autumn and the entire property industry looking as if it might seize up altogether, buyers hold all the cards. But after a decade of stupidly steep house price growth, the downturn has stunned buyers as well as sellers. Right now it's probably having a pulse," quips Lindsay Cuthill, director of Savills' Fulham office.Those with finance in place seem cowed by the choice on offer - one agent said that he had a client offer on four different properties over the past few months, only to withdraw each time just before exchange, seemingly because he could.How to be an Active Citizen: is a six-part series of 30-minute educational radio programmes helping listeners become active citizens in their own lives.Using real-life examples, online resources, and expert advice, presenter Mary Minihan helps listeners understand how Irish government works, how to gain access to decision-makers and find - and put to use - official information and data.

BUYING Make sure you can pay for it There is no point putting in an offer on a house unless you are very, very sure that you can pay for it.

The Freedom of Information Act is not just a useful tool for journalist.

It is also a powerful way for citizens to access records from hundreds of public bodies.

It sounds so obvious: after all, would you book a holiday you had no way of knowing you would be able to afford?

A year ago, you might well have done, but, as in real life so in the realms of property excess, all that nonsense has had to stop.

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